Policies

If you are looking for something specific: purchases are covered by the refund and licensing policy, travel by the travel advisor disclosure, and text messages by the SMS terms.

• Privacy Policy

  What information is collected, how it is used, and your choices.

• Website Terms & Conditions

  The terms for using this website, buying digital products and submitting inquiries.

• Digital Product Refund & Licensing Policy

  How refunds work, and what you may and may not do with a purchased file.

• SMS Terms & Conditions

  The text message program: what you receive, how often, and how to stop.

• Email Marketing & Subscription Consent Policy

  What emails you receive, how consent works, and how to unsubscribe.

• Travel Advisor Disclosure & Booking Terms

  How trip planning works, the Fora affiliation, Florida registration, and supplier terms.

• Cookie & Tracking Disclosure

  Which cookies this site uses, what is switched on today, and how to manage it.

• Affiliate, Sponsored Content & Commission Disclosure

  When a link or recommendation earns a commission, and how that is disclosed.

• Professional Services Disclaimer

  Why the content here is educational and not individualized professional advice.

• Copyright & Intellectual Property Notice

  Who owns the photos, writing and files here, and how to ask permission.

Questions about any of these: [email protected] · (317) 654-5110 · or use the contact form.